Paperless Onboarding & KYC
Digitise investor onboarding with integrated KYC and secure document capture — no paper trail.
Everything you get today, and what's coming next.
KumbhTech is built to grow with your distribution business — here's what's live now, and the capabilities on our roadmap.
5Upcoming next
- Multi-Language AccessUpcoming
- Risk ProfilingUpcoming
- WhatsApp Based CommunicationUpcoming
- Referral & Prospecting EngineUpcoming
- Portfolio Goal TrackingUpcoming
How it works
The Recommendation Engine
Investor, risk and market signals flow into the engine and come out as a personalised allocation, goal plan and rebalance proposal — ready for the investor to review and consent to.
kumbhtech · recommendation-engine
01 INPUT
02 PROCESS
03 OUTPUT
INPUT
01
Investor ProfileProfile signals
02
Risk ProfileRisk & horizon
03
Transactional DataObserved behavior
04
Goal DetailsGoal & target date
05
Market & Scheme DataMarket signals
RECOMMENDATION ENGINE
Waiting for input
OUTPUT
01
Personalized AllocationTarget mix
02
Goal-Based PlanProgress & projection
03
Smart Scheme SelectionCurated mutual fund recommendations
04
Rebalance ProposalDrift & proposed action
Available today
Features
The core toolkit distributors use every day to onboard, transact and stay close to their investors.
Investor Portfolio Tracking
Track holdings, allocation and performance across every investor in one live view.
Safety & Security
Built with security at every layer, protecting investor data, transactions, and sensitive information while maintaining a trusted and compliant platform experience.
Investor Mobile App
Give every investor a branded app to check portfolios, transact and stay on top of their goals.
Automated Alerts & Reminders
SIP due dates, KYC renewals, expiries and key investor moments — surfaced automatically, never missed.
ONDC Based Transaction
Accept and process payments over the ONDC network alongside existing transaction rails.
Easy Redemption & Purchase
Investors can easily purchase the mutual fund schemes proposed by their distributor and redeem their investments whenever they choose, through simple and guided transaction flows.
Tax Insights
Surface capital-gains and tax-impact insights to help investors make informed decisions before they transact.
On the roadmap
Future goals
Capabilities we're actively building to take the platform further for distributors and investors alike.
Multi-Language Access
Serve investors in their preferred language across the mobile experience.
Risk Profiling
Understand each investor's risk appetite with structured profiling before you suggest a single product.
WhatsApp Based Communication
Connect with investors directly through WhatsApp for communication, timely updates, and seamless conversations.
Referral Connect
Turn trusted introductions into new investor relationships.
Portfolio Goal Tracking
End-to-end goal setting and progress tracking, tied directly to each investor's portfolio.
Want to see it in action?
Talk to our team about which features fit your distribution business first.